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What is an INTERAC e-Transfer? If you use online or mobile banking at a participating financial institution, you can send and receive money quickly and easily. Here at Bold Point, we're still a bit nervous but are getting accustomed to the process! It does work, quick and easy! Email or text messages carry the notice while the financial institutions securely transfer the money using existing payment networks. If your financial institution does not yet offer INTERAC e-Transfer, you can still deposit transfers to any bank account in Canada. Click www.interac.ca/index.php/en/interac-etransfer/etransfer-faq for details.